Suspected spammer: [email protected]
Received by us: Fri, 21 Mar 2025 12:59:30 +0000 (UTC)
SpamAssasin rating: 10.1
Email analysis
This email is a blatant phishing scam, characterized by multiple red flags that strongly indicate fraudulent intent. It purports to be from Stanbic Bank Ghana and claims that an individual named Mr. Lin Tengchen is attempting to claim a payment on the recipient’s behalf, a common tactic used in scam emails to create a sense of urgency and legitimacy. The use of a generic Gmail address ([email protected]) instead of a proper bank domain is a significant indicator of deceit, as reputable financial institutions do not use free email services for official correspondence.
Moreover, the email addresses the recipient as the “Rightful Sole Beneficiary” without any prior relationship or identification, highlighting its mass mailing nature. The approach of asking the recipient to “verify” their association with an unknown individual and provide personal information (such as full name, address, and bank details) raises further alarms. Legitimate financial institutions would never ask for sensitive information via email, especially under circumstances suggesting urgency.
The poorly constructed sentences and the overall unprofessional tone further signify this as a scam. Additionally, the instruction to cease communication with other offices presents a classic isolating tactic designed to keep victims from seeking validation or advice from trusted sources. Readers are strongly advised to treat such unsolicited emails with extreme skepticism, refrain from sharing personal information, and report suspicious messages to the appropriate authorities.
The email's subject was excessively long. For aesthetic reasons, we truncated it. The full version is reproduced below.
DID YOU SEND ANYONE TO REPRESENT YOU TO MAKE THE CLAIMS OF YOUR FUNDS FROM OUR BANK?
Plain text Email
Attention: Rightful Sole Beneficiary,
I hereby send to you the information Submitted by Mr. Lin Tengchen of Indo-China Group Ltd, with an Application to Receive the Contract Payment of US$4.5 Million USD (Four Million Five Hundred United States Dollars) on your behalf. Please as a Matter of Urgency, you are Required to Verify and Respond to the Questions Below and Inform us if you are Aware or Know Anything About this.
1. Did you instruct Mr. Lin Tengchen of Indo-China Group Ltd. From Taiwan, whose Information(s) is Below, to Claim and Receive the Payment on your Behalf?
2. Did you Sign a Deed of Assignment in his Favor thereby Making him the Current Beneficiary?
3. Are you Aware of this Bank Account information he has Submitted for Transfer of the Fund(s) Below?
Bank Name: Standard Chartered Bank Account Name: Lin Teng-Chen A/C No.: USD-003-97289919701 Swift Code: SCBLHKHHXXX
I advise you to Reaffirm your Position on this Matter with Immediate Effect and Notify us if you instructed Mr. Lin Tengchen of Indo-China Group Ltd, to Claim your Fund(s) to Enable me to Endorse the Transaction/Payment Approval Order on his Behalf.
Alternatively, we can Transfer the Fund(s) to your Designated Bank Account, if you did not Assign Mr. Lin Tengchen of Indo-China Group Ltd Making him the Current Beneficiary?
We Anticipate your Quick Response, and be Rest Assured of our Professional Service to you when you have Replied back to us via the Full Contact Information Stated below here as follows:
BANK NAMES: STANBIC BANK GHANA LIMITED BANK BRANCH MANAGER NAME: EDWARD SOKOTO Phone Number: +233-533 791 520 WhatsApp Number:+ 233-533 386 023 EMAIL: [email protected]
As soon as we hear from you and Confirm, we Shall proceed with all Arrangements for Prompt Payment.
You are Advised to Reconfirm the Following information:
Full Name: Full Address: Telephone Number : Amount in question:
You are advised to stop all communication with any office here and abroad for prompt payment. We are working to serve you better.
Ferdinand Tony Manager / Head of Foreign Remittance Stanbic Bank Ghana Limited Republic of Ghana Accra
HTML Email
Attention: Rightful Sole Beneficiary, I hereby send to you the information Submitted by Mr. Lin Tengchen of Indo-China Group Ltd, with an Application to Receive the Contract Payment of US$4.5 Million USD (Four Million Five Hundred United States Dollars) on your behalf. Please as a Matter of Urgency, you are Required to Verify and Respond to the Questions Below and Inform us if you are Aware or Know Anything About this. 1. Did you instruct Mr. Lin Tengchen of Indo-China Group Ltd. From Taiwan, whose Information(s) is Below, to Claim and Receive the Payment on your Behalf? 2. Did you Sign a Deed of Assignment in his Favor thereby Making him the Current Beneficiary?
3. Are you Aware of this Bank Account information he has Submitted for Transfer of the Fund(s) Below?
Bank Name: Standard Chartered Bank Account Name: Lin Teng-Chen A/C No.: USD-003-97289919701 Swift Code: SCBLHKHHXXX I advise you to Reaffirm your Position on this Matter with Immediate Effect and Notify us if you instructed Mr. Lin Tengchen of Indo-China Group Ltd, to Claim your Fund(s) to Enable me to Endorse the Transaction/Payment Approval Order on his Behalf.
Alternatively, we can Transfer the Fund(s) to your Designated Bank Account, if you did not Assign Mr. Lin Tengchen of Indo-China Group Ltd Making him the Current Beneficiary? We Anticipate your Quick Response, and be Rest Assured of our Professional Service to you when you have Replied back to us via the Full Contact Information Stated below here as follows:
BANK NAMES: STANBIC BANK GHANA LIMITED BANK BRANCH MANAGER NAME: EDWARD SOKOTO Phone Number: +233-533 791 520 WhatsApp Number:+ 233-533 386 023 EMAIL: [email protected]
As soon as we hear from you and Confirm, we Shall proceed with all Arrangements for Prompt Payment.
You are Advised to Reconfirm the Following information:
Full Name: Full Address: Telephone Number : Amount in question:
You are advised to stop all communication with any office here and abroad for prompt payment. We are working to serve you better.
Ferdinand Tony Manager / Head of Foreign Remittance Stanbic Bank Ghana Limited Republic of Ghana Accra