Suspected spammer: [email protected]
Received by us: Tue, 11 Feb 2025 15:37:21 +0000 (UTC)
SpamAssasin rating: 17.8
Email analysis
This email is a clear example of a fraudulent financial scam, often associated with advance-fee schemes. Several red flags reveal its deceptive nature. Firstly, the sender uses a non-official email address ([email protected]), which lacks the professionalism and credibility of an official bank domain, undermining any implied authority. The claim that the recipient is owed a substantial sum of money, specifically $10.5 million, is a classic tactic used to lure victims by appealing to their greed and excitement.
Additionally, the narrative includes outlandish circumstances, such as a deceased person’s unclaimed inheritance that has been mishandled by corrupt officials, which serves to evoke sympathy and urgency while presenting an opportunity for the recipient to claim the funds. The use of all capital letters for emphasis and poorly constructed sentences further detracts from the email’s legitimacy, showcasing unprofessionalism that is characteristic of scams.
Moreover, the instruction to contact an individual at a different email address ([email protected]) and the insistence on keeping communication limited to this contact to avoid “hitches” are manipulative tactics intended to isolate the victim and prevent them from seeking advice or corroboration from others. Readers should remain wary of unsolicited emails claiming large sums of money, especially those prompting them to provide personal or financial information. It’s crucial to verify the authenticity of such communications through direct contact with known financial institutions before taking any action.
Plain text Email
CENTRAL BANK OF NIGERIA OFFICE OF THE DIRECTORATE OF OPERATIONS FOREIGN INHERITANCE PAYMENTS & SETTLEMENT CENTRAL BUSINESS DISTRICT, GARKI, ABUJA FCT, NIGERIA P.M.B 0187, GARKI, ABUJA NIGERIA
ATTENTION: UNPAID BENEFICIARY
RE: FINAL PAYMENT RECONCILIATION
THIS IS TO INFORM YOU THAT YOUR PAYMENT FILE HAS BEEN RE-VISITED AND RECONCILED IN-LINE WITH THE NEW CONTRACT/INHERITANCE PAYMENT REFORMATION GUIDELINE, AND THUS CONFIRMED YOU BONAFIDE BENEFICIARY OF INHERITANCE PROCEEDS WITH ACCRUED INTEREST IN THE TUNE OF $10,500,000.00 MILLION UNITED STATES DOLLARS ONLY.
WE HAVE DISCOVERED WITH DISMAY THAT CORRUPT OFFICIALS TRYING TO DIVERT YOUR FUND INTO THEIR PRIVATE ACCOUNTS HAVE UNNECESSARILY DELAYED YOUR PAYMENT SINCE 2015. HENCE, TO FORESTALL SECURITY ON YOUR FUND, WE HAVE ARRANGED YOUR PAYMENT LOCALLY THROUGH OUR SWIFT CARD PAYMENT WITH UNITED BANK OF AFRICA (UBA). WE HAVE ORGANIZED A PERSONAL IDENTIFICATION NUMBER (PIN) ATM DEBIT CARD, AS THIS WILL ENABLE ONLY YOU TO HAVE DIRECT CONTROL OF YOUR US$10,500,000.00. WE HAVE SET-UP AN INVESTIGATION MACHINERY TO STRICTLY MONITOR THE PROCESS TO AVOID REPETITION OF THE HOPELESS SITUATIONS CREATED IN THE PAST BY CORRUPT OFFICIALS.
BASED ON THE LATEST PAYMENT ARRANGEMENT, YOUR PAYMENT HAS BEEN GAZETTED TO BE PAID TO YOU VIA ATM DEBIT CARD. BY THIS PROCESS, AN ATM CARD WILL BE ISSUE ON YOUR NAME AND YOUR $10,500,000.00 UNITED STATES DOLLARS WILL BE LOADED INTO IT AND DELIVERED TO YOUR POSTAL/MAILING ADDRESS WITH ACTIVATION INSTRUCTIONS THAT WILL ENABLE YOU TO ACTIVATE THE CARD AND WITHDRAW MONEY FROM ANY BANK ATM WORLDWIDE.
YOU ARE HEREBY ADVISED TO CONTACT ACCREDITED SWIFT CARD PAYMENT CENTER UNITED BANK AFRICA (UBA) TO CONCLUDE THE DELIVERY ARRANGEMENT OF YOUR ATM DEBIT CARD TO YOUR ADDRESS AS INSTRUCTION HAS BEEN FORWARDED TO THEM. NOTE THAT WE HAVE CHOSEN UNITED BANK OF AFRICA (UBA) TO PAY YOUR FUND BECAUSE THEY HAVE A GLOBAL PAYMENTS TECHNOLOGY THAT ENABLES CONSUMERS, BUSINESSES, FINANCIAL INSTITUTIONS AND THE GOVERNMENT TO USE DIGITAL CURRENCY INSTEAD OF CASH AND CHEQUE.
CONTACT UNITED BANK OF AFRICA (UBA) SWIFT CARD PAYMENT CENTER WITH THE BELOW CONTACT DETAILS
CONTACT PERSON: MR.VICTOR FAMUYIBO DIRECTOR, SWIFT CARD PAYMENTS UNITED BANK OF AFRICA (UBA) 14TH FLOOR 51/55 BROAD STREET LAGOS NIGERIA CONTACT EMAIL: [email protected]
ALSO FOR YOUR SECURITY, YOU ARE ADVISED TO STOP FURTHER COMMUNICATION WITH ANY OTHER PERSON(S) TO AVOID ANY HITCHES/LAPSES AGAIN RECEIVING YOUR PAYMENT. NOTE THAT BECAUSE OF IMPOSTORS, WE HEREBY ISSUED YOU A CODE OF CONDUCT, WHICH IS (ATM-0452). YOU WILL INDICATE THIS CODE WHEN CONTACTING THE SWIFT CARD PAYMENT CENTER USING IT AS YOUR SUBJECT.
THANK YOU AND DO CONTACT THE SWIFT CARD PAYMENT CENTER NOW.
YOURS FAITHFULLY,
MR.GODWIN DANBABA HEAD, DIRECTORATE OF OPERATIONS CONTRACT/INHERITANCE PAYMENTS & SETTLEMENT CENTRAL BANK OF NIGERIA (CBN)
HTML Email
CENTRAL BANK OF NIGERIA OFFICE OF THE DIRECTORATE OF OPERATIONS FOREIGN INHERITANCE PAYMENTS & SETTLEMENT CENTRAL BUSINESS DISTRICT, GARKI, ABUJA FCT, NIGERIA P.M.B 0187, GARKI, ABUJA NIGERIA
ATTENTION: UNPAID BENEFICIARY
RE: FINAL PAYMENT RECONCILIATION
THIS IS TO INFORM YOU THAT YOUR PAYMENT FILE HAS BEEN RE-VISITED AND RECONCILED IN-LINE WITH THE NEW CONTRACT/INHERITANCE PAYMENT REFORMATION GUIDELINE, AND THUS CONFIRMED YOU BONAFIDE BENEFICIARY OF INHERITANCE PROCEEDS WITH ACCRUED INTEREST IN THE TUNE OF $10,500,000.00 MILLION UNITED STATES DOLLARS ONLY.
WE HAVE DISCOVERED WITH DISMAY THAT CORRUPT OFFICIALS TRYING TO DIVERT YOUR FUND INTO THEIR PRIVATE ACCOUNTS HAVE UNNECESSARILY DELAYED YOUR PAYMENT SINCE 2015. HENCE, TO FORESTALL SECURITY ON YOUR FUND, WE HAVE ARRANGED YOUR PAYMENT LOCALLY THROUGH OUR SWIFT CARD PAYMENT WITH UNITED BANK OF AFRICA (UBA). WE HAVE ORGANIZED A PERSONAL IDENTIFICATION NUMBER (PIN) ATM DEBIT CARD, AS THIS WILL ENABLE ONLY YOU TO HAVE DIRECT CONTROL OF YOUR US$10,500,000.00. WE HAVE SET-UP AN INVESTIGATION MACHINERY TO STRICTLY MONITOR THE PROCESS TO AVOID REPETITION OF THE HOPELESS SITUATIONS CREATED IN THE PAST BY CORRUPT OFFICIALS.
BASED ON THE LATEST PAYMENT ARRANGEMENT, YOUR PAYMENT HAS BEEN GAZETTED TO BE PAID TO YOU VIA ATM DEBIT CARD. BY THIS PROCESS, AN ATM CARD WILL BE ISSUE ON YOUR NAME AND YOUR $10,500,000.00 UNITED STATES DOLLARS WILL BE LOADED INTO IT AND DELIVERED TO YOUR POSTAL/MAILING ADDRESS WITH ACTIVATION INSTRUCTIONS THAT WILL ENABLE YOU TO ACTIVATE THE CARD AND WITHDRAW MONEY FROM ANY BANK ATM WORLDWIDE.
YOU ARE HEREBY ADVISED TO CONTACT ACCREDITED SWIFT CARD PAYMENT CENTER UNITED BANK AFRICA (UBA) TO CONCLUDE THE DELIVERY ARRANGEMENT OF YOUR ATM DEBIT CARD TO YOUR ADDRESS AS INSTRUCTION HAS BEEN FORWARDED TO THEM. NOTE THAT WE HAVE CHOSEN UNITED BANK OF AFRICA (UBA) TO PAY YOUR FUND BECAUSE THEY HAVE A GLOBAL PAYMENTS TECHNOLOGY THAT ENABLES CONSUMERS, BUSINESSES, FINANCIAL INSTITUTIONS AND THE GOVERNMENT TO USE DIGITAL CURRENCY INSTEAD OF CASH AND CHEQUE.
CONTACT UNITED BANK OF AFRICA (UBA) SWIFT CARD PAYMENT CENTER WITH THE BELOW CONTACT DETAILS
CONTACT PERSON: MR.VICTOR FAMUYIBO DIRECTOR, SWIFT CARD PAYMENTS UNITED BANK OF AFRICA (UBA) 14TH FLOOR 51/55 BROAD STREET LAGOS NIGERIA CONTACT EMAIL: [email protected]
ALSO FOR YOUR SECURITY, YOU ARE ADVISED TO STOP FURTHER COMMUNICATION WITH ANY OTHER PERSON(S) TO AVOID ANY HITCHES/LAPSES AGAIN RECEIVING YOUR PAYMENT. NOTE THAT BECAUSE OF IMPOSTORS, WE HEREBY ISSUED YOU A CODE OF CONDUCT, WHICH IS (ATM-0452). YOU WILL INDICATE THIS CODE WHEN CONTACTING THE SWIFT CARD PAYMENT CENTER USING IT AS YOUR SUBJECT.
THANK YOU AND DO CONTACT THE SWIFT CARD PAYMENT CENTER NOW.
YOURS FAITHFULLY,
MR.GODWIN DANBABA HEAD, DIRECTORATE OF OPERATIONS CONTRACT/INHERITANCE PAYMENTS & SETTLEMENT CENTRAL BANK OF NIGERIA (CBN)